Federal Student Aid Calculators
Six tools for the federal student aid rules that took effect in 2026. Each page explains how to use the tool, walks through a worked example, shows the method, and lists the official sources behind it. They all run in your browser, and nothing you enter is sent anywhere.
Pell Grant Calculator (2026–27)
Estimate a 2026–27 Pell Grant from your SAI: the $7,395 maximum minus your SAI, with the $740 minimum and the new SAI cutoff.
Open the calculator →Parent PLUS Gap Calculator
See how much of one year's cost the $20,000-a-year and $65,000 per-student Parent PLUS limits leave uncovered.
Open the calculator →Legacy Borrower Status Checker
Three yes-or-no questions to estimate whether a student still qualifies for the interim exception that keeps the old federal loan limits.
Open the calculator →Workforce Pell Grant Screener
Check whether a short-term program fits Workforce Pell: 8 to 14 weeks, the hour or credit range, approval, and no graduate credential.
Open the calculator →RAP vs. IBR, PAYE, and ICR Calculator
Compare monthly payments and total cost under RAP and the older IBR, PAYE, and ICR plans for your income, family, and balance.
Open the calculator →Choosing a Repayment Plan After July 2026: IBR vs. RAP vs. Tiered Standard
See which repayment plans are open to you after July 2026 (RAP, IBR, Tiered Standard, or the older Standard plan), with a payment estimate and PSLF status for each.
Open the calculator →Important: FAFSA Updates is an independent educational resource and is not affiliated with the U.S. Department of Education or any government agency. This calculator gives estimates for informational purposes only and is not financial or legal advice. Your school and your loan servicer make the actual determinations.